Credere Ridge Advocates LLC

Legal & Educational Disclaimer

Educational Purposes Only

All information, content, materials, eBooks, guides, and consultations provided by Credere Ridge Advocates LLC are offered for general educational and informational purposes only. Nothing on this website or in our materials is intended to constitute, and should not be construed as:

• Legal advice
• Financial, investment, or tax advice
• Credit repair, debt management, or legal representation

Your personal financial situation is unique. You are solely responsible for evaluating the information provided and how you choose to apply it.

No Attorney–Client or Advisor–Client Relationship

Credere Ridge Advocates LLC is not a law firm, and we are not attorneys, certified public accountants, or licensed financial advisors. Viewing this website, purchasing our products, or communicating with us does not create an attorney–client, advisor–client, or fiduciary relationship of any kind.

You should consult directly with a qualified attorney, tax professional, or licensed financial advisor before making any decisions that could have legal, tax, or financial consequences.

No Credit Repair Services

While we provide education related to credit reports, credit scores, and general strategies for responsible credit use, Credere Ridge Advocates LLC does not act as a “credit repair organization” or provide credit repair services as defined by federal or state law.

Specifically, we do not:

• Contact credit bureaus, creditors, or collection agencies on your behalf
• Prepare or submit dispute letters in your name
• Offer to remove accurate, verifiable information from your credit reports
• Guarantee any increase in your credit scores or specific credit-related outcomes

Our role is to help you understand credit processes so you can make informed decisions and take your own independent actions.

No Guarantees of Results

Any examples of credit improvements, business outcomes, funding approvals, homesteading results, or other successes mentioned on this website or in our materials are for illustrative purposes only. They are not typical and do not guarantee that you will achieve the same or similar results.

Your outcomes depend on many factors, including but not limited to your starting credit profile, income, existing obligations, lending conditions, business decisions, personal effort, market conditions, and compliance with applicable laws.

Business, Income, and Funding Disclaimers

Content and products related to business credit, entrepreneurship, or funding strategies are educational in nature. We do not guarantee:

• That your business will be approved for any specific type or amount of credit or funding
• That you will earn any particular level of revenue or profit
• That any lender, creditor, or vendor will extend terms to you

You are solely responsible for your business decisions and for complying with the requirements of lenders, creditors, and applicable laws.

Accuracy, Completeness, and Timeliness

We strive to provide current and accurate information; however, laws, regulations, lending practices, and credit reporting standards change over time and may vary by jurisdiction. We make no representation or warranty that the information on this website or in our products is always up-to-date, complete, or suitable for your specific circumstances.

You agree that you will independently verify important information and consult appropriate professionals before taking action.

Third-Party Websites and Resources

Our website or materials may reference or link to third-party websites, products, or services for your convenience. Credere Ridge Advocates LLC does not control and is not responsible for the content, accuracy, policies, or practices of any third-party sites or providers.

Inclusion of a reference or link does not constitute an endorsement or recommendation. You assume all risks associated with accessing or using third-party resources.

Limitation of Liability

To the fullest extent permitted by law, Credere Ridge Advocates LLC, its owners, members, representatives, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to:

• Your use of this website or reliance on any information provided
• Your purchase or use of any digital products or consulting services
• Your decisions, actions, or inactions based on the information we provide

If you are dissatisfied with any portion of the website, products, or services, your sole and exclusive remedy is to discontinue use.

Jurisdictional Issues

Credere Ridge Advocates LLC is based in the United States. Our content is primarily intended for individuals and businesses operating under U.S. laws and regulations. If you access this website from outside the United States, you are responsible for complying with the laws of your jurisdiction.

Changes to This Disclaimer

We may update or modify this disclaimer at any time without prior notice. The most current version will always be posted on this page, and your continued use of the website after changes are made constitutes acceptance of the updated terms.