Credere Ridge connects qualified borrowers, property owners and businesses with independent third-party financing resources for real estate, construction and business capital needs.
Programs and lender introductions may be available for acquisitions, renovations, rentals and refinances, subject to borrower and property qualifications.
Acquisition and renovation financing resources for qualifying investment projects.
Asset-based and short-term financing resources for qualifying real-estate transactions.
Purchase and refinance resources for qualifying rental properties, including DSCR-based programs where available.
Short-term bridge and project financing resources for qualifying acquisitions, renovations and construction needs.
Financing resources for qualifying commercial properties and investment projects.
Purchase and refinance resources for qualifying residential investment properties.
Through our referral network, qualified businesses may have access to multiple third-party capital products. The guidelines below are general program criteria and are subject to lender review and change.
Typical structure: 1–15 year terms, monthly payments, APRs advertised by the provider as starting around 6%.
General guidelines: 2+ years in business, $250,000+ gross annual revenue and 650+ FICO.
Common documents: application, 6 months of bank statements, 2 years of business tax returns and 1 year of personal tax returns.
Typical structure: 3–7 year terms, fixed rates advertised as starting around 6%, with monthly payments.
General guidelines: no stated minimum time in business or revenue; 600+ FICO.
Common documents: application, 6 months of bank statements and an equipment invoice or quote.
Typical structure: 6–24 month terms, weekly or monthly payments, revolving access, with same-day funding advertised up to $750,000 for qualifying borrowers.
General guidelines: 6+ months in business, $120,000+ gross annual revenue and 600+ FICO.
Common documents: application and 4 months of bank statements.
Typical structure: 5–30 year terms, government-backed programs, with rates generally tied to prime.
General guidelines: 2+ years in business, $120,000+ gross annual revenue and 675+ FICO.
Common documents: application, 6 months of bank statements, 2 years of business/personal tax returns, year-to-date P&L and balance sheet, and business debt schedule.
Typical structure: revolving bank line with fixed monthly payments; provider materials reference pricing around WSJ Prime + 2% for qualifying applicants.
General guidelines: 2+ years in business, approximately $350,000 gross revenue shown on the business tax return and 700+ FICO.
Common documents: application, 4 months of bank statements and a tri-merge credit report.
Typical structure: 6–36 month terms with 24–48 hour funding advertised for qualifying applicants.
General guidelines: 6+ months in business and approximately $100,000 gross annual revenue. Provider materials state no minimum FICO and indicate some lien/judgment or challenged-credit scenarios may be considered.
Common documents: application and 4 months of bank statements.
Program descriptions are based on current third-party partner materials and are not commitments to lend. Rates, terms, funding speed, maximum amounts and eligibility can change and depend on underwriting.
Qualified clients may be able to finance eligible renovation, repair and construction services through affiliated third-party financing programs. This can help spread project costs over time rather than requiring the full project amount upfront.
Availability, approval, rates and terms depend on the financing provider and applicant qualifications.
Explore Property ServicesTell us the project type, estimated construction budget and approximate timeline. We can help identify financing resources that may fit the project.
Request Financing ResourcesCredere Ridge is not a lender and does not make credit or underwriting decisions. Information may be shared with relevant independent third-party financing providers with your permission.
Credere Ridge may receive referral or marketing compensation from a financing provider if a referred client obtains financing. This does not guarantee approval or affect the lender's independent underwriting decision.